Evan Turomsha

Evan Turomsha

Award-winning twitter buff. Amateur web ninja. Total food maven. Typical travel fanatic. Certified beer geek.

48 Author´s Posts
4 Steps to Effectively Manage and Reduce Debt

4 Steps to Effectively Manage and Reduce Debt

Are you struggling with debt? It can be overwhelming to manage and reduce debt, but it is possible. To get started, you...

What is the Essential Step Before Considering a Debt Management Plan?

What is the Essential Step Before Considering a Debt Management Plan?

When it comes to debt, it can be difficult to know where to start. It's important to take the time to consider all of...

Can You Be Sued While in Debt Consolidation?

Can You Be Sued While in Debt Consolidation?

The answer to the question of whether you can be sued while in debt consolidation is a resounding yes. Even if you have a ...

When is Debt Too Much?

When is Debt Too Much?

The debt-to-income ratio is a useful formula to measure your financial health. It is calculated by comparing your monthly ...

Overcoming Overwhelming Debt: How to Take Control of Your Finances and Mental Health

Overcoming Overwhelming Debt: How to Take Control of Your Finances and Mental Health

Debt can be a source of immense stress and depression, leading to rising suicide rates and relationship instability. It...

The Benefits and Drawbacks of a Debt Management Plan

The Benefits and Drawbacks of a Debt Management Plan

Debt management plans (DMPs) are payment schedules that allow you to consolidate debts into an affordable monthly payment ...

Debt Management Strategies: An Expert's Guide

Debt Management Strategies: An Expert's Guide

Debt management is a form of public debt management strategy that creditors use to address unsecured debt, such as credit ...

The Pros and Cons of Debt Consolidation: What You Need to Know

The Pros and Cons of Debt Consolidation: What You Need to Know

Debt consolidation is a popular way to manage debt, but it's not always the best option. Before you decide to consolidate ...

Debt Consolidation: What You Need to Know

Debt Consolidation: What You Need to Know

Debt consolidation is a process of paying off several debts with a new loan or balance transfer credit card, often at a...

How Debt Consolidation Can Impact Your Mortgage

How Debt Consolidation Can Impact Your Mortgage

Debt consolidation can have a positive or negative effect on the purchase of a home, depending on the timing. If you...

Can Debt Consolidation Help You Get Out of Payday Loan Debt?

Can Debt Consolidation Help You Get Out of Payday Loan Debt?

Are you stuck in a payday loan debt cycle? If so, you may be wondering if debt consolidation can help you get out of it....

What are the types of debt management?

What are the types of debt management?

Debt Management Services (DMS) helps federal agencies and state governments collect debts (the money owed to them). A...

What is Debt Management Services and How Can It Help You?

What is Debt Management Services and How Can It Help You?

Debt Management Services (DMS) is a program that helps federal agencies and state governments collect debts owed to them. ...

Can Debt Consolidation Stop a Lawsuit?

Can Debt Consolidation Stop a Lawsuit?

Debt consolidation can be a great way to get out of debt and avoid legal action from creditors. It involves combining...

Who to Talk to About Debt Management?

Who to Talk to About Debt Management?

If you're having trouble managing your debts, it's important to know who to talk to. There are a variety of options...

Do debt consolidation loans typically work?

Do debt consolidation loans typically work?

However, it may only be feasible if you have credit. Debt consolidation is often a good idea for borrowers with several...

Understanding National Debt Management and Its Benefits

Understanding National Debt Management and Its Benefits

National debt management is a process that helps consumers take control of their debt and provides ongoing financial...

Are debt consolidation loans a good idea?

Are debt consolidation loans a good idea?

However, it may only be feasible if your credit. Debt consolidation is often a good idea for borrowers who have several...

Debt Management: What It Is and How It Can Help You

Debt Management: What It Is and How It Can Help You

Debt management is a way to take control of your finances and reduce your debt. It involves creating a plan to budget and ...

Understanding Common Debt Management Ratios

Understanding Common Debt Management Ratios

Debt management ratios are a key indicator of a company's financial stability and are used to assess the risk of any...

The Benefits of a Debt Management Plan: Simplifying Your Finances

The Benefits of a Debt Management Plan: Simplifying Your Finances

Are you struggling to pay off your debts? A debt management plan (DMP) may be the answer. A DMP is an informal agreement...

What is Debt Management and How Can It Help You?

What is Debt Management and How Can It Help You?

Debt management is a process of managing your debt through an external negotiator (usually called a credit counselor)....

Does Debt Management Really Work?

Does Debt Management Really Work?

Debt management plans are a type of payment plan that is established and managed by a credit counseling agency. These...

Everything You Need to Know About DWP Debt Management

Everything You Need to Know About DWP Debt Management

DWP debt management is a section of the Department of Work and Pensions (DWP) that helps recover overpaid social security ...

The Benefits and Drawbacks of Debt Management

The Benefits and Drawbacks of Debt Management

Debt management is an essential tool for maintaining macroeconomic stability and mobilizing long-term resources for a...

The Pros and Cons of Debt Management

The Pros and Cons of Debt Management

Debt management is a popular option for those looking to consolidate their debt and get back on track financially. It...

Who is Debt Managers Ltd and What Do They Do?

Who is Debt Managers Ltd and What Do They Do?

Debt Managers Ltd is a collection agency that specializes in buying debts from various sources and pursuing them legally. ...

Debt Consolidation: A Comprehensive Guide

Debt Consolidation: A Comprehensive Guide

Debt consolidation is a process of combining multiple debts into a single loan with a lower interest rate and a single...

How Does a Debt Management Plan Affect Mortgages?

How Does a Debt Management Plan Affect Mortgages?

If you're considering enrolling in a debt management plan (DMP), you may be wondering how it will affect your ability to...

Debt Management Programs: How They Can Help You Get Out of Debt

Debt Management Programs: How They Can Help You Get Out of Debt

Are you struggling to pay off your high-interest rate credit card debt? A debt management program (DMP) may be the...

Debt Consolidation: A Comprehensive Guide

Debt Consolidation: A Comprehensive Guide

Debt consolidation is a form of debt refinancing that involves taking out a loan to pay off many others. This commonly...

Will Debt Management Ruin My Credit Score?

Will Debt Management Ruin My Credit Score?

Enrolling in a debt management plan does not directly affect a person's credit score. However, certain aspects of the...

How is debt ratio calculated?

How is debt ratio calculated?

Key Findings A company's debt ratio can be calculated by dividing total debt by total assets. A debt ratio greater than...

Debt Management: A Comprehensive Guide to Understanding and Managing Your Debt

Debt Management: A Comprehensive Guide to Understanding and Managing Your Debt

Debt management is a powerful tool for regaining control of your finances and reducing the amount of debt you owe. It is...

Debt Management: A Comprehensive Guide to Understanding and Managing Your Debt

Debt Management: A Comprehensive Guide to Understanding and Managing Your Debt

Debt management is a way to take control of your finances and reduce your current debt. It involves financial planning,...

Does Debt Consolidation Affect Your Credit Score?

Does Debt Consolidation Affect Your Credit Score?

Debt consolidation can be a great way to reduce your monthly payments and get out of debt faster, but it can also have a...

Debt Management: Is It a Good Option?

Debt Management: Is It a Good Option?

Debt management can be a great way to avoid potential negative consequences if you're at risk of falling behind on...

How to Resolve Credit Card Debt After a Lawsuit

How to Resolve Credit Card Debt After a Lawsuit

If you have been sued by a bank or credit card company, you can still resolve your debt. The first step is to submit your ...

Does a Debt Management Plan Impact Your Mortgage?

Does a Debt Management Plan Impact Your Mortgage?

If you're considering enrolling in a debt management plan (DMP), you may be wondering if it will have an effect on your...

Debt Consolidation: What It Is and How It Can Help You

Debt Consolidation: What It Is and How It Can Help You

Debt consolidation is a form of debt refinancing that involves taking out a loan to pay off many others. This commonly...

What are cons of using debt relief programs?

What are cons of using debt relief programs?

Debt Consolidation · Debt Settlement · Debt Forgiveness · Debt Management Plan. Before taking the leap, it's important ...

What is Debt Management and Collection System?

What is Debt Management and Collection System?

The Debt Management and Collection System (DMCS) is a comprehensive software solution that houses all delinquent debts...

Debt Management: A Comprehensive Guide to Get Out of Debt

Debt Management: A Comprehensive Guide to Get Out of Debt

Debt management is a way to take control of your finances and reduce your debt through strategic planning and budgeting....

Debt Management: A Comprehensive Guide to Get Out of Debt

Debt Management: A Comprehensive Guide to Get Out of Debt

Debt management is a way to take control of your finances and reduce your current debt. It is a strategic effort to...

The Pros and Cons of a Debt Management Plan

The Pros and Cons of a Debt Management Plan

With negotiated terms and lower interest rates, most people with a debt management plan pay their debts within three to...

Debt Consolidation Loans: A Comprehensive Guide

Debt Consolidation Loans: A Comprehensive Guide

Debt consolidation is a process that involves taking out a single loan to pay off multiple debts. This can help you stay...